1 Interest income
in CHF 1,000 | 01.01.– 30.06.2026 | 01.01.– 30.06.2025 | Variance absolute | Variance in % |
Discount income | 2,044 | 2,915 | –871 | –29.9 |
Loan commissions with the character of interest | 226 | 249 | –23 | –9.2 |
Interest income from banks | 3,252 | 11,265 | –8,013 | –71.1 |
Interest income from customers | 50,677 | 63,078 | –12,401 | –19.7 |
Interest income from financial instruments measured at amortised cost | 22,048 | 20,131 | 1,917 | 9.5 |
Interest income from financial liabilities | 39 | 3 | 36 | n.a. |
Total interest income from financial instruments at amortised cost | 78,286 | 97,641 | –19,355 | –19.8 |
Interest-rate instruments | –22 | –17 | –5 | –29.4 |
Forward components from foreign currency contracts | 43,120 | 48,302 | –5,182 | –10.7 |
Hedge accounting | 0 | 0 | 0 | n.a. |
Total other interest income | 43,098 | 48,285 | –5,187 | –10.7 |
Total interest income | 121,384 | 145,926 | –24,542 | –16.8 |
Interest expenses on amounts due to banks | 8 | 303 | –295 | –97.4 |
Interest expenses on amounts due to customers | 50,751 | 71,601 | –20,850 | –29.1 |
Interest expenses on medium-term notes | 263 | 206 | 57 | 27.7 |
Interest expenses on debentures issued | 466 | 466 | 0 | 0.0 |
Interest expenses from financial assets | 154 | 3 | 151 | n.a. |
Interest expenses on lease liabilities | 76 | 113 | –37 | –32.7 |
Total interest expenses using the effective interest method | 51,718 | 72,692 | –20,974 | –28.9 |
Total net interest income | 69,666 | 73,234 | –3,568 | –4.9 |
Fair-value hedges | ||||
Movements arising from hedges | 22 | –5 | 27 | n.a. |
Micro fair-value hedges | 22 | –5 | 27 | n.a. |
Movements in underlying transactions | –22 | 5 | –27 | n.a. |
Micro fair-value hedges | –22 | 5 | –27 | n.a. |
Total hedge accounting | 0 | 0 | 0 | 0.0 |