21 Capital-adequacy computation (Basel IV)
in CHF 1,000 | 30.06.2026 | 31.12.2025 |
Basel IV | Basel IV | |
Total shareholders’ equity | 1,211,149 | 1,176,113 |
Total regulatory deduction | –79,691 | –63,595 |
Eligible core capital (tier 1)1 | 1,131,458 | 1,112,518 |
Total required equity | 347,513 | 340,852 |
Capital buffer | 208,931 | 197,863 |
Total required equity including capital buffer | 556,443 | 538,715 |
Tier 1 ratio1 | 26.0% | 26.1% |
Total risk-weighted assets | 4,343,907 | 4,260,655 |
Return on investment (net income / average balance sheet total) | 0.6% | 0.4% |
1The CET 1 ratio is equal to the core capital ratio (Tier 1) and the total capital ratio of VP Bank Group.