Valuation allowances / provisions for general banking risks

in CHF 1,000

Balance on 31.12.2024

Utilisation in accor- dance with purpose

Recoveries, overdue interest, forex diff.

Provisions charged to income statement

Provisions released to income statement

Balance on 31.12.2025

Valuation allowances for default risks

Individual valuation allowances

16,418

6,473

862

555

495

10,867

Individual valuation allowances made on lump-sum basis

392

–9

350

442

291

Lump-sum valuation allowances

1,959

–49

1,570

1,835

1,646

Individual valuation allowances made on lump-sum basis for country risks

34

34

Provisions for contingent liabilities and credit risks

449

–38

113

463

61

Provisions for taxes and deferred taxes

715

80

–6

2,084

2,714

Other provisions

6,373

3,651

–14

1,814

1,225

3,297

Total valuation allowances and provisions

26,340

10,204

747

6,487

4,459

18,911

minus: valuation allowances

18,803

12,839

Total provisions as per balance sheet

7,537

6,072

Provisions for general banking risks

63,150

63,150