Maturity structure of assets and liabilities

35 Maturity structure of assets and liabilities

				Due within
in CHF 1,000	At sight	Callable	1 year	1 to 5 years	Over 5 years	Total 2025
Assets
Cash and cash equivalents	1,346,765	1,391				1,348,156
Receivables arising from money market papers			157,414			157,414
Due from banks	616,778		129,843			746,621
Due from customers	457,440	29,636	4,226,753	961,654	250,237	5,925,720
Trading portfolios	578					578
Derivative financial instruments¹	24,910					24,910
Financial instruments at fair value	239,207					239,207
Financial instruments at amortised cost			296,317	1,306,177	425,478	2,027,972
Investment in associates and joint venture					6,460	6,460
Property and equipment	57,497					57,497
Intangible assets	65,431					65,431
Tax receivables	234					234
Deferred tax assets				12,885		12,885
Accrued receivables and prepaid expenses	39,181					39,181
Other assets	23,492	1,415				24,907
Total assets 31.12.2025	2,871,513	32,442	4,810,327	2,280,716	682,175	10,677,173

Liabilities
Due to banks	287,014		230,000			517,014
Due to customers – savings and deposits		398,503				398,503
Due to customers – other liabilities	3,655,380	2,163,728	2,397,845	5,443		8,222,396
Derivative financial instruments¹	22,369					22,369
Medium-term notes			15,233	57,915	1,977	75,125
Debenture issues				154,989		154,989
Tax liabilities	6,204					6,204
Deferred tax liabilities				3,403		3,403
Accrued liabilities and deferred items	41,603					41,603
Other liabilities²	48,529		4,458	4,711		57,698
Provisions	1,756					1,756
Total liabilities 31.12.2025	4,062,855	2,562,231	2,647,536	226,461	1,977	9,501,060

1Derivative positions are reported «at sight» as this conservatively reflects the nature of these trading activities. The carrying amount corresponds to the fair value. Management believes that this best represents the cash flows that would have to be paid if these positions had to be settled or closed out.

2Note 32.

				Due within
in CHF 1,000	At sight	Callable	1 year	1 to 5 years	Over 5 years	Total 2024
Assets
Cash and cash equivalents	903,621	1,578				905,199
Receivables arising from money market papers			171,749			171,749
Due from banks	394,894		455,787			850,681
Due from customers	317,959	17,467	4,185,438	1,122,294	298,094	5,941,252
Trading portfolios	372					372
Derivative financial instruments¹	86,848					86,848
Financial instruments at fair value	192,990					192,990
Financial instruments at amortised cost			345,132	1,407,858	474,264	2,227,254
Investment in associates and joint venture					22	22
Property and equipment	66,509					66,509
Intangible assets	69,640					69,640
Tax receivables	157					157
Deferred tax assets	49			14,866		14,915
Accrued receivables and prepaid expenses	41,883					41,883
Other assets	65,017	1,109				66,126
Total assets 31.12.2024	2,139,939	20,154	5,158,106	2,545,018	772,380	10,635,597

Liabilities
Due to banks	176,852					176,852
Due to customers – savings and deposits		380,210				380,210
Due to customers – other liabilities	3,546,841	2,138,191	2,883,252			8,568,284
Derivative financial instruments¹	18,715					18,715
Medium-term notes			9,781	38,133	1,577	49,491
Debenture issues				154,987		154,987
Tax liabilities	5,251					5,251
Deferred tax liabilities				2,323		2,323
Accrued liabilities and deferred items	43,197					43,197
Other liabilities²	98,363		4,679	9,510		112,552
Provisions	3,872			3,069		6,941
Total liabilities 31.12.2024	3,893,091	2,518,401	2,897,712	208,022	1,577	9,518,803

2Note 32. Adjustment of maturities compared to the published 2024 annual report: at sight from 111,988 to 98,363; due within 1 year from 297 to 4,679; due within 1 to 5 years from 267 to 9,510.