Consolidated balance sheet

in CHF 1,000	Note	31.12.2025	31.12.2024	Variance absolute	Variance in %
Cash and cash equivalents	13	1,348,156	905,199	442,957	48.9
Receivables arising from money market papers	14	157,414	171,749	–14,335	–8.3
Due from banks	15 / 16	746,621	850,681	–104,060	–12.2
Due from customers	15 / 16	5,925,720	5,941,252	–15,532	–0.3
Trading portfolios	17	578	372	206	55.4
Derivative financial instruments	18	24,910	86,848	–61,938	–71.3
Financial instruments at fair value	19	239,207	192,990	46,217	23.9
Financial instruments measured at amortised cost	20	2,027,972	2,227,254	–199,282	–8.9
Investment in associates and joint venture	21	6,460	22	6,438	n.a.
Property and equipment	22 / 32	57,497	66,509	–9,012	–13.6
Goodwill and other intangible assets	23 / 32	65,431	69,640	–4,209	–6.0
Tax receivables	10c	234	157	77	49.0
Deferred tax assets	10b	12,885	14,915	–2,030	–13.6
Accrued receivables and prepaid expenses		39,181	41,883	–2,702	–6.5
Other assets	24	24,907	66,126	–41,219	–62.3
Total assets		10,677,173	10,635,597	41,576	0.4

in CHF 1,000	Note	31.12.2025	31.12.2024	Variance absolute	Variance in %
Due to banks		517,014	176,852	340,162	192.3
Due to customers – savings and deposits		398,503	380,210	18,293	4.8
Due to customers – other liabilities		8,222,396	8,568,284	–345,888	–4.0
Derivative financial instruments	18	22,369	18,715	3,654	19.5
Medium-term notes	25	75,125	49,491	25,634	51.8
Debentures issued	26	154,989	154,987	2	0.0
Tax liabilities	10c	6,204	5,251	953	18.1
Deferred tax liabilities	10b	3,403	2,323	1,080	46.5
Accrued liabilities and deferred items		41,603	43,197	–1,594	–3.7
Other liabilities	27 / 32	57,698	112,552	–54,854	–48.7
Provisions	28	1,756	6,941	–5,185	–74.7
Total liabilities		9,501,060	9,518,803	–17,743	–0.2
Share capital	29	66,154	66,154	0	0.0
Less: treasury shares	30	–40,485	–44,909	4,424	9.9
Capital reserves		21,410	22,067	–657	–3.0
Retained earnings		1,166,973	1,144,832	22,141	1.9
Actuarial gains/losses from defined-benefit pension plans		–16,836	–31,630	14,794	46.8
Unrealised gains/losses on FVTOCI financial instruments		17,041	–11,049	28,090	254.2
Foreign-currency translation differences		–38,144	–28,671	–9,473	–33.0
Total shareholders’ equity		1,176,113	1,116,794	59,319	5.3
Total liabilities and shareholders’ equity		10,677,173	10,635,597	41,576	0.4