Balance sheet per currency - VP Bank annual report 2025

34 Balance sheet per currency

in CHF 1,000	CHF	USD	EUR	Other	Total 2025
Assets
Cash and cash equivalents	1,125,175	536	218,784	3,661	1,348,156
Receivables arising from money market papers		71,486		85,928	157,414
Due from banks	13,844	216,754	154,553	361,470	746,621
Due from customers	4,517,601	536,867	578,703	292,549	5,925,720
Trading portfolios				578	578
Derivative financial instruments	13,612	9,564	5	1,729	24,910
Financial instruments at fair value	105,125	14,326	112,795	6,961	239,207
Financial instruments at amortised cost	545,375	809,150	647,154	26,293	2,027,972
Investment in associates and joint venture	6,460				6,460
Property and equipment	54,210	3,287			57,497
Intangible assets	65,334	97			65,431
Tax receivables			234		234
Deferred tax assets	12,885				12,885
Accrued receivables and prepaid expenses	19,180	10,220	8,381	1,400	39,181
Other assets	18,909	1,064	3,473	1,461	24,907
Total assets 31.12.2025	6,497,710	1,673,351	1,724,082	782,030	10,677,173

Liabilities and shareholders’ equity
Due to banks	400,898	48,506	33,586	34,024	517,014
Due to customers – savings and deposits	397,791		712		398,503
Due to customers – other liabilities	2,436,036	2,876,562	1,982,960	926,838	8,222,396
Derivative financial instruments	11,227	9,420	7	1,715	22,369
Medium-term notes	73,066	921	1,138		75,125
Debenture issues	154,989				154,989
Tax liabilities	5,881			323	6,204
Deferred tax liabilities	3,403				3,403
Accrued liabilities and deferred items	28,951	5,451	3,925	3,276	41,603
Other liabilities	26,339	23,058	6,831	1,470	57,698
Provisions	1,469	16	254	17	1,756
Total liabilities	3,540,050	2,963,934	2,029,413	967,663	9,501,060
Total shareholders’ equity	1,110,447	60,441		5,225	1,176,113
Total liabilities and shareholders’ equity 31.12.2025	4,650,497	3,024,375	2,029,413	972,888	10,677,173

in CHF 1,000	CHF	USD	EUR	Other	Total 2024
Assets
Cash and cash equivalents	734,046	506	166,612	4,035	905,199
Receivables arising from money market papers		72,944		98,805	171,749
Due from banks	133,570	318,832	167,562	230,717	850,681
Due from customers	4,575,615	585,194	511,303	269,140	5,941,252
Trading portfolios				372	372
Derivative financial instruments	74,606	9,934	102	2,206	86,848
Financial instruments at fair value	81,518	13,758	92,941	4,773	192,990
Financial instruments at amortised cost	545,089	976,892	679,215	26,058	2,227,254
Investment in associates and joint venture	22				22
Property and equipment	61,478	5,031			66,509
Intangible assets	69,434	206			69,640
Tax receivables			157		157
Deferred tax assets	14,866			49	14,915
Accrued receivables and prepaid expenses	18,850	13,225	7,918	1,890	41,883
Other assets	28,880	32,774	3,994	478	66,126
Total assets 31.12.2024	6,337,974	2,029,296	1,629,804	638,523	10,635,597

Liabilities and shareholders’ equity
Due to banks	120,255	16,775	6,547	33,275	176,852
Due to customers – savings and deposits	379,486		724		380,210
Due to customers – other liabilities	2,344,933	3,397,969	1,890,105	935,277	8,568,284
Derivative financial instruments	9,370	6,396	100	2,849	18,715
Medium-term notes	45,496	2,139	1,856		49,491
Debenture issues	154,987				154,987
Tax liabilities	5,187			64	5,251
Deferred tax liabilities	2,323				2,323
Accrued liabilities and deferred items	24,611	11,971	3,085	3,530	43,197
Other liabilities	38,372	54,658	17,447	2,075	112,552
Provisions	4,446	346	288	1,861	6,941
Total liabilities	3,129,466	3,490,254	1,920,152	978,931	9,518,803
Total shareholders’ equity	1,039,494	71,380	0	5,920	1,116,794
Total liabilities and shareholders’ equity 31.12.2024	4,168,960	3,561,634	1,920,152	984,851	10,635,597